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We provide professional, affordable indemnity cover that protects doctors against allegations of wrongful practices and when preventable errors have occurred. We believe that by partnering with you, we can make the change and help solve South Africa’s medico-legal crisis.
EthiQal’s occurrence-based cover is the only such product in South Africa that is enforceable within the country’s legislative framework.
Through EthiQal’s collaborative approach and investment philosophy, doctors receive risk management support that helps them protect their life’s work.
EthiQal’s in-house clinical and legal teams are highly skilled and easily accessible where medico-legal support is needed.
Find out the best solution for your requirements.
To find out more about EthiQal watch our video below.
As a doctor, you care about your patients and earning their trust. Protect your life’s work by partnering with the professional indemnity provider who cares about you.
We are committed to supporting and enhancing healthcare in South Africa, by protecting our doctors and their patients through the development and sponsorship of optimised and innovative risk management solutions.
Professional
EthiQal is the proud winner of the 2018 IRMSA Risk Management Award (Insurance Category) and our technical teams are well-respected within the industry.
Committed
We firmly believe that our doctors are a national asset and we are committed to partnering with healthcare professionals to make positive changes in the industry to protect the future of medical care in our country.
Experienced
Together with a highly skilled in-house team of medico-legal, risk management and clinical experts, EthiQal also has the backing of Constantia Insurance Group, which has over 60 years of experience in the insurance industry.
Responsible
EthiQal is committed to continually investing in risk management initiatives to find real solutions to our distressed healthcare industry, in order to protect healthcare professionals, their practices, their futures and their patients.
As a doctor, you care about your patients and earning their trust. Protect your life’s work by partnering with the professional indemnity provider who cares about you.
In a landmark partnership between EthiQal, a division of Constantia Insurance Company Limited, and leading private healthcare provider, Netcare, specialists can reduce their medico-legal risk while also receiving a financial
South Africa’s medico-legal problems are well documented. Our healthcare system is vulnerable with many healthcare workers working under stressful conditions, not to mention the uncertainty in relation to the implementation
Sometimes it may be appropriate to stop being someone’s doctor. When you decide to end the relationship with your patient, it is often perceived in a negative way by the
As we near the end of 2021 and celebrate EthiQal’s 5th birthday, I reflect on the past remarkable five years. EthiQal’s foundation documents from 2016 capture the early mission statement
“I appreciate the fact that EthiQal have said that they would mediate. I like that they are interested in the medical-legal space, and engaging with doctors and societies.” – Dr M van der Schyff
“I’m a first year obstetrician, which means most people won’t even cover me. I’ve already told most of my obstetrician friends about EthiQal, based on the fact that with the other insurers, the amount of hoops and hurdles you have to jump through and over to get cover, makes it almost impossible.” – Dr KT Abraham
“I watched an EthiQal interview on ENCA about the NHI. That gave me confidence that you are advocating for doctors like me.” – Dr NF Ngambu
“It’s so refreshing to have the support of a company like EthiQal. I really value what they have done in setting up the ‘Better Obs’ initiative in conjunction with SASOG. This has been really good in setting protocols in place and buoying us doctors up in our environment.” – Dr RA Spring
EthiQal is a division of Constantia Insurance Company Limited, a licensed non-life insurer and an authorised Financial Services Provider FSP 31111
