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We provide professional, affordable indemnity cover that protects doctors against allegations of wrongful practices and when preventable errors have occurred. We believe that by partnering with you, we can make the change and help solve South Africa’s medico-legal crisis.

EthiQal’s occurrence-based cover is the only such product in South Africa that is enforceable within the country’s legislative framework.

Through EthiQal’s collaborative approach and investment philosophy, doctors receive risk management support that helps them protect their life’s work.

EthiQal’s in-house clinical and legal teams are highly skilled and easily accessible where medico-legal support is needed.

Find out the best solution for your requirements.

To find out more about EthiQal watch our video below.

You ensure
his future.
Who insures
yours?

As a doctor, you care about your patients and earning their trust. Protect your life’s work by partnering with the professional indemnity provider who cares about you.

The EthiQal promise


We are committed to supporting and enhancing healthcare in South Africa, by protecting our doctors and their patients through the development and sponsorship of optimised and innovative risk management solutions.

Professional

EthiQal is the proud winner of the 2018 IRMSA Risk Management Award (Insurance Category) and our technical teams are well-respected within the industry.

Committed

We firmly believe that our doctors are a national asset and we are committed to partnering with healthcare professionals to make positive changes in the industry to protect the future of medical care in our country.

Experienced

Together with a highly skilled in-house team of medico-legal, risk management and clinical experts, EthiQal also has the backing of Constantia Insurance Group, which has over 60 years of experience in the insurance industry.

Responsible

EthiQal is committed to continually investing in risk management initiatives to find real solutions to our distressed healthcare industry, in order to protect healthcare professionals, their practices, their futures and their patients.

You ensure
his future.
Who insures
yours?

As a doctor, you care about your patients and earning their trust. Protect your life’s work by partnering with the professional indemnity provider who cares about you.

News and events


Quinquennial Celebrations

As we near the end of 2021 and celebrate EthiQal’s 5th birthday, I reflect on the past remarkable five years. EthiQal’s foundation documents from 2016 capture the early mission statement

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Welcome to The Nebula: EthiQal is powered by a new policy administration system

EthiQal launched a new IT system “Nebula” in May this year. We identified the need to replace the existing IT system in 2020, with the intention that the right technology

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The role and importance of Medico-legal insurance

Alex Brownlee answers a few questions about the role and importance of Medico-legal insurance.

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EthiQal-OHH partnership continues to make a difference in 2021 – 500 pro bono surgeries achieved

EthiQal, South Africa’s only professional medical indemnity provider, has partnered financially with Operation Healing Hands (OHH) for a third year running, to provide life-changing and life-saving surgeries in the public

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