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We provide professional, affordable indemnity cover that protects doctors against allegations of wrongful practices and when preventable errors have occurred. We believe that by partnering with you, we can make the change and help solve South Africa’s medico-legal crisis.

EthiQal’s occurrence-based cover is the only such product in South Africa that is enforceable within the country’s legislative framework.

Through EthiQal’s collaborative approach and investment philosophy, doctors receive risk management support that helps them protect their life’s work.

EthiQal’s in-house clinical and legal teams are highly skilled and easily accessible where medico-legal support is needed.

Find out the best solution for your requirements.

To find out more about EthiQal watch our video below.

You ensure
his future.
Who insures
yours?

As a doctor, you care about your patients and earning their trust. Protect your life’s work by partnering with the professional indemnity provider who cares about you.

The EthiQal promise


We are committed to supporting and enhancing healthcare in South Africa, by protecting our doctors and their patients through the development and sponsorship of optimised and innovative risk management solutions.

Professional

EthiQal is the proud winner of the 2018 IRMSA Risk Management Award (Insurance Category) and our technical teams are well-respected within the industry.

Committed

We firmly believe that our doctors are a national asset and we are committed to partnering with healthcare professionals to make positive changes in the industry to protect the future of medical care in our country.

Experienced

Together with a highly skilled in-house team of medico-legal, risk management and clinical experts, EthiQal also has the backing of Constantia Insurance Group, which has over 60 years of experience in the insurance industry.

Responsible

EthiQal is committed to continually investing in risk management initiatives to find real solutions to our distressed healthcare industry, in order to protect healthcare professionals, their practices, their futures and their patients.

You ensure
his future.
Who insures
yours?

As a doctor, you care about your patients and earning their trust. Protect your life’s work by partnering with the professional indemnity provider who cares about you.

News and events


Understanding Informed Consent

A signature on a consent form without a balanced discussion does not constitute informed consent. So, how do you obtain proper informed consent? We break down the steps to help you understand the basics.

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EthiQal and Netcare partnership

EthiQal and Netcare partnership is an innovative first for healthcare in South Africa In a landmark partnership between EthiQal, a division of Constantia Insurance Company Limited, and leading private healthcare

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South African medical-legal reform: Modernising the system or a knee-jerk reaction?

South Africa’s medico-legal problems are well documented. Our healthcare system is vulnerable with many healthcare workers working under stressful conditions, not to mention the uncertainty in relation to the implementation

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Terminating a doctor – patient relationship

Sometimes it may be appropriate to stop being someone’s doctor. When you decide to end the relationship with your patient, it is often perceived in a negative way by the

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