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We provide professional, affordable indemnity cover that protects doctors against allegations of wrongful practices and when preventable errors have occurred. We believe that by partnering with you, we can help you safeguard your practice and ensure that you are covered when you need protection.

EthiQal - Real Contracts for Real Cover

EthiQal provides comprehensive cover protected by South African laws and regulations.

EthiQal - Active Protection of Doctors

Through EthiQal’s collaborative approach and investment philosophy, doctors receive risk management support that helps them protect their life’s work.

EthiQal - Pioneers of Fair Dispute Resolution

EthiQal’s in-house clinical and legal teams are highly skilled and easily accessible where medico-legal support is needed.

Find out the best solution for your requirements.

You ensure
his future.
Who insures
yours?

As a doctor, you care about your patients and earning their trust. Protect your life’s work by partnering with the professional indemnity provider who cares about you.

The EthiQal promise


We are committed to supporting and enhancing healthcare in South Africa, by protecting our doctors and their patients through the development and sponsorship of optimised and innovative risk management solutions.

EthiQal - Heading Chevron Professional

EthiQal is the proud winner of the 2018 IRMSA Risk Management Award (Insurance Category) and our technical teams are well-respected within the industry.

EthiQal - Heading Chevron Committed

We firmly believe that our doctors are a national asset and we are committed to partnering with healthcare professionals to make positive changes in the industry to protect the future of medical care in our country.

EthiQal - Heading Chevron Experienced

Our highly skilled in-house team includes medico-legal, risk management, clinical, actuarial and business experts who are thought leaders in their fields with long excellent professional track records

EthiQal - Heading Chevron Responsible

EthiQal is committed to continually investing in risk management initiatives to find real solutions to our distressed healthcare industry, in order to protect healthcare professionals, their practices, their futures and their patients.

You ensure
his future.
Who insures
yours?

As a doctor, you care about your patients and earning their trust. Protect your life’s work by partnering with the professional indemnity provider who cares about you.

Who is EthiQal?


News and events


Decoding the Lifeline: The Crucial Role of Policy Wording in South African Professional Medical Indemnity

In the ever evolving world of South African healthcare, medical professionals shoulder the immense responsibility of delivering quality care while safeguarding their professional integrity and financial stability.

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Steadfast Commitment

In this newsletter, we aim to highlight some of our ongoing efforts to offer steadfast, comprehensive, reliable and trustworthy support to our doctors.

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Doctors Day – Gift of the givers

In support of the invaluable humanitarian aid provided by Gift of the Givers during times of crisis, which includes selfless acts of kindness by volunteer medical practitioners, EthiQal recently made a donation to support the work of the Foundation.

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Dr. Chatbot: To trust or not to trust.

Humanity has never had as much access to information as we do today. But does this access lead to more knowledge and better healthcare? This is an important question to ask as we enter a new AI-augmented information age, writes Alex Brownlee, CEO of EthiQal and healthcare actuary.

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What our members are saying