Why are declarations so important when applying for professional medical indemnity cover?

When applying for any type of insurance cover, insurers typically ask a set of questions that allows for evaluation of the risk to be protected. This forms part of underwriting –

Conduit Capital’s EthiQal aims to double income from premiums

Medical insurer eyes rapid growth in burgeoning local malpractice insurance market.For Business Day by Garth Theunissen EthiQal, the medical professional indemnity division of Conduit Capital-owned Constantia Insurance, plans to double

The noble purpose of medmal insurance

The year 2020 saw the medical community at the frontline, facing tremendous pressure and uncertainty. For quite some time, the healthcare environment has been plagued with an increase in medical

Navigating a changing, uncertain healthcare environment: What are the issues?

For healthcare practitioners, the Covid-19 pandemic has created a totally different practice scenario with many doctors struggling to fulfil their primary professional obligations in a highly stressful, uncertain and constantly

Call to prioritise the well-being of healthcare workers

Johannesburg – A combination of heightened mobility across various provinces, an increase in super-spreader events, a new virus variant and a decrease in compliance with social-distancing protocols have contributed to the

Medical Professional Indemnity 101

What is medical professional indemnity? Medical professional indemnity, also known as medical malpractice insurance, provides legal and financial support to healthcare professionals where they have been negligent in their conduct

Informed consent explained

What is informed consent? Informed consent is a two-way dialogue between patient and their healthcare practitioner whereby the practitioner provides adequate information necessary to enable the patient to make an

Saluting our doctors on the frontlines of the coronavirus pandemic

by Alex Brownlee – Actuary and Executive Head of EthiQal  South Africa recorded its first coronavirus case in early March 2020. Roughly seven months and over 700 000 positive coronavirus cases

Doctors’ Day 2020: Celebrating our healthcare heroes

EthiQal, a division of Constantia Insurance Company Limited, has launched yet another year of its Doctor’s Day initiative and calls on all South Africans to join them in celebrating our

2020 In Review

As we near the end of 2020, I reflect on a remarkable year. What has occurred this year, has turned out to be vastly different from the expectations I had